The C.A.L.M. Liability Management Plan Reduces Risk for your
Core Business, Insurance Company and Financial Services Company
"Get a C.A.L.M. Liability Management Plan" to Reduce Insurance Expense, Increase Profits and Grow and Protect Wealth
Did you know that over 60% of US bankruptcies in 2007 were due to healthcare expenses? As a C.A.L.M. Plan Member, you get a discount on the Ameriplan Comprehensive Healthcare Discount Program. The "Hospital Advocacy" program, alone, can help you AVOID HEALTHCARE POVERTY from expensive hospital and healthcare bills.
For more information about the Ameriplan program click here and get on the path to AVOIDING HEALTHCARE POVERTY! Take Action Today!
Physicians: Reduce Malpractice Insurance Expense
Join Patient Doctor Alliance and reduce your cost of medical malpractice insurance by as much as 30%.
Patient Doctor Alliance "Safety Group" Members will have access to a Specialized C.A.L.M. Plan and LMO System and Process that meets the unique needs of Physicians, Hospitals, Nursing Homes and other Health Care Service Providers. The C.A.L.M. Lawyer Management Organization (LMO) System and Process have been proven to reduce the cost of resolving professional liability claims for:
Physicians
Nursing Homes
Dentists
Realtors®
An Invitation to learn more about Alliance Managed Enterprise Services (A.M.E.S.): An Insurance Management Company to Be Managed For The Benefit Of Doctors who want to reduce their cost of malpractice insurance.
An important innovation for Nursing Home Owners is a new reciprocal insurance company to be managed by Nursing Home Owners for the benefit of Nursing Home Owners. New York adult care facility operators need to work together to support the process that keeps their loss costs down. They need to be vigilant so that they are not overcharged for their insurance protection. They can not reasonably assume that any other party will protect their interests and reduce their cost of insurance.
New York adult care facilities can best accomplish their objectives by forming their own insurance company, Professional Adult Care Exchange (P.A.C.E.). They can ensure that the best results are achieved by all vendors by managing a collaborative Insurance Company Lawyer Management Organization (LMO) system that is linked electronically to the Nursing Home LMO system.
All LMO systems are used to manage risk at all levels, from incident to claim to conflict to resolution via negotiation, mediation, arbitration or litigation. The best way to reduce the Nursing Home’s cost of insurance is to reduce the Nursing Home’s risk and resolve conflict at the earliest possible time with an LMO.
Professional Adult Care Exchange (P.A.C.E.) has been designed as a domestic reciprocal insurer, to be licensed and admitted in New York under the rules and regulations of the New York State Insurance Department. Its insureds (which are called subscribers), will own and control the company and will be protected by the New York State Guaranty Fund to the extent of any other admitted carrier in New York. New York Nursing Home Owners are invited to participate in the design and execution of the P.A.C.E. business plan as a member of the P.A.C.E. Advisory Committee.
As a P.A.C.E. subscriber, you will have opportunities to support an insurer that is managed by Nursing Home Owners for the benefit of Nursing Home Owners. The scope of coverage and the cost of coverage will be determined by you and your team, which includes the New York State Insurance Department and insurance executives who have worked with the New York State Insurance Department on behalf of other insurance companies over the past 30 years.
P.A.C.E. will be the only insurance carrier that will be managed by the Nursing Home industry for the benefit of the Nursing Home industry with a mission to stabilize and reduce the cost of insurance for its insureds. You will be able to further reduce your cost of insurance by joining the P.A.C.E. "Safety Group," a group of Subscribers that agree to invest in a detailed risk management program that can be shown to reduce the frequency and severity of claims. A legal service plan will be provided to implement practical strategies for early resolution of claims and potential claims. Incident reporting, medical record quality assurance and other solutions will be used to reduce risk and demonstrate to the NYS Insurance Department the wisdom of approving a 25% "Safety Group" Credit.
Each P.A.C.E. subscriber who joins the Safety Group will have access to a specialized C.A.L.M. Liability Management Plan that is tailored to meet the unique needs of Nursing Home Owners. P.A.C.E. will also recommend that each Nursing Home Owner protect corporate and personal assets with a C.A.L.M. Asset Management Plan.