Avoid Lawsuits - Get C.A.L.M.!
C.A.L.M.- A Liberty Legal Plan
C.A.L.M. - Testimonials
Testimonials from C.A.L.M. Plan Members: C.A.L.M. - Asset Management Plan:
Reducing the Cost of Advanced Asset Protection Planning:
January 18, 2007
C.A.L.M. Legal Plan
My husband and I were about to engage in a contract with a Manhattan, NY attorney, who was willing to provide his services for asset protection for a Grand Fee of $30,000. His intentions did not seem to be in our best interests and we were confused as to why we needed a Dynasty trust, especially when we were just starting out. Obviously, we were being led in the wrong direction. We needed to find answers to the many questions we had and find the appropriate direction to take in order to achieve our goals.
We were confused.
We subsequently ordered the C.A.L.M. Level 1 Plan for $495. The memo we received in response to the C.A.L.M. Level 1 Plan was incredible. It outlined everything we needed to do, when we needed to establish our plan, how to execute our plan to attain estate and asset/wealth preservation for our family, and why we needed to follow the C.A.L.M. level 1 Evaluation Report advice. The Evaluation Report memo to the C.A.L.M. Level 1 was a map that gave us straight answers, direction and purpose about forming our portfolio. This is THE BEST $495 we’ve ever spent.
There are many people like me, who are seeking the right asset and wealth management advisor. I consider myself lucky to have discovered the C.A.L.M. Plan and the Lawyer Management Organization/ LMO of Attorneys and other Certified Asset Protection Planners.
I can only guess that the LMO Attorney is putting it mildly when he said, "Your ignorance is being taken advantage of." My choice is to be rudely awakened by the LMO Attorney’s blunt words, rather than be eloquently swindled by egregious and unscrupulous advisors.
With great respect and appreciation, Dr. and Mrs. F.
C.A.L.M. - Liability Management Plan:
Reducing the Cost of Resolving Insurance Claims:
1. Property Insurance - a Furnace "Puff Back"
2. Health Insurance - Auditing Medical Bills and Demanding Repayment of Fees for Services After Audit
My name is Dr. GB and I have practiced since 1982.
In December of 2002, right before the Christmas Holiday, I received a letter from the local Blue Shield requesting about twenty nine of my patient records. So, under this already hectic time I prepared and sent all that they were asking me to do.
Many months passed and I had not heard from them. Then I received a letter from Blue Shield stating I was reinstated as a good member of their organization and all privileges reinstated. I thought the situation was rectified. I then received a letter from them that they wanted to meet with me at my office to review their findings. I then requested they send their information to me, so that I could review it before the meeting. They sent the information and in their files it stated that I was to repay them approximately $75.000.00 for using the wrong codes. I called many times previously for their help in code use and they refused to help me.
I thought this was rather strange, so I called my Medical Malpractice Insurance Company, CBS. In explaining to them my dilemma they referred me to Comprehensive Legal Solutions - Legal Service Programs and Legal Management Organization (LMO). The LMO Attorneys helped me with two important legal matters, 1. This 3rd Party Payer reimbursement claim from Blue Shield and 2. A substantial insurance and tort claim in connection with the negligent installation of an oil burner on my property, which has cost me several hundred thousand dollars.
While under a living nightmare of stress and issues, the LMO Conflict Management Attorney, after hearing my situation, took an aggressive lead and introduced me to a group of physicians who were working with him to help other doctors who were facing similar situations with Blue/Shield, Oxford and other 3rd party payers. Included also in the LMO team is a nationally recognized healthcare lawyer who was coordinated by the LMO Conflict Management Attorney. This team helped me with my problems with Blue Shield and saved me over $70,000.
The Conflict Management Attorney assembled another team to help me with my insurance and tort problem. My team in that case was led by a prominent local Pennsylvania attorney who helped me to plan and execute a strategy that saved us hundreds of thousands of dollars that we would have lost had the LMO - Conflict Management Attorney not worked so diligently to help us.
I understand that the Legal Management Organization (LMO) system and process make it possible for the LMO to create networks of legal professionals in multiple locations and hold them all accountable to me, the client, for the results achieved. While this strategy was being implemented, the difference between where we were over the five years prior to the LMO’s involvement and a mere 60 days ago after the LMO first became involved was like day and night. Within 60 days, we had a clear plan and an agreed strategy. Two months before that and for the past 5 years, we had been completely in the dark, even though we spent over $100,000.00 in legal fees.
I will never be able to express my utmost thanks and gratitude for what I feel is a miracle to be a part of this fine LMO team. The LMO Conflict Management Attorney is an intelligent attorney who spent numerous hours on my behalf, clearly placing my interests ahead of his own, unlike most of the attorneys with whom I have had dealings with over the past 6 years. I hope you will listen to what the LMO Conflict Management Attorneys have to say.
Sincerely yours,
Dr. GB
C.A.L.M. - Liability Management Plan: Reducing the Cost of Regaining a Doctor's HMO Privileges
January 20, 2005
This testimonial was initially provided on August 11, 2004, while this highly sensitive matter involving my HMO privileges was still pending. Now that an excellent resolution was obtained, I am updating this testimonial and providing my name as a reference.
Two years ago, I had received a request for 40 patient files from a local HMO in my area. After supplying those files for copying I was told I would be informed by mail about any recommendations or problems encountered. After a few months I had a request for the same files. I called to inquire and was told there was a miscommunication and nothing was known about how things went with the review.
After making some attempts to clarify some other matters with the HMO Company and receiving no response, I assumed I was doing every thing as required. Two years later, I received a notice that my credentials were being revoked. There was no explanation why, no recommendations to change or improve my notes or anything.
After calling and sending a letter, I finally received a letter stating that my notes were reviewed by an independent medical reviewer and I was cited for not following the HMO guidelines and for over-utilization of benefits.
In desperation and not being able to find an attorney who was not associated with this HMO, I called the ICA and was given a name of some doctors who have dealt with problems with insurance companies. I was given information about the Comprehensive Legal Solutions - CLS Legal Plan that is endorsed as a membership benefit by our medical association.
Within a few hours of calling the Lawyer Management Organization (LMO) Conflict Management Attorney, I was on the phone discussing my case and explaining my situation. On the same day, prior to talking with the LMO, I found a local attorney, RT, who could help me, but was not experienced in dealing with cases of this nature. He, therefore, agreed to work in coordination with the LMO.
Through the Legal Management Organization (LMO) program and database technology, I was hooked up to a network of attorneys who specialized in these cases. They were able to support and communicate effectively with my local attorney. This reduced everyone’s time, reduced my expenses and the learning curve of my local attorney.
Within days, my case had a definite direction and foundation that could be built upon as the information was compiled using the LMO’s system and process. After the appeals meeting that was set had been adjourned, a meeting for a simple review was set up. We presented a detailed remediation plan with my local attorney, RT, who coordinated the presentation with a National Healthcare Lawyer who has implemented similar plans with hundreds of other doctors, nationally. If a resolution had not been attained, we would have been ready and prepared for the next step. Thankfully, we were recently notified that the termination decision was reversed and my panel membership was continued.
This case is worth upwards of $70,000 per year to me. Even before an outcome was obtained, I was able to attest to the merits of the LMO program which gave me the assurance of nationally-recognized legal expertise and powerful database technology that I could see would significantly reduce my legal costs and help me and my local litigation counsel to ultimately achieve the best possible outcome. The case has been resolved and I can now attest to the fact that the best possible outcome was ultimately achieved.
There are definitely benefits from every aspect of this program and, on a grander scale, the potential to significantly strengthen and fortify our profession. For me, personally, this case represented the survival of my practice. For any doctor concerned about the survival of your practice, you should seriously consider joining the CLS Legal Plan.
Yours Truly,
JPC
C.A.L.M. - Liability Management Plan: Proactively Avoiding an Audit by Preparing For the Audit with LMO Experts
June 6, 2006
Dear Fellow Doctors:
This testimonial will be supplemented by a doctor who bought a C.A.L.M. Liability Management Plan and proactively prepared for an audit shortly after receiving a request for a group of files from Blue Cross/ Blue Shield. Rather than producing a group of files and waiting for the Health Insurer to audit the files, the Doctor reviewed the files with an LMO Health Care attorney who helped the Doctor prepare for the file review, BEFORE THE FILES WERE PRODUCED.
The files were reviewed with the Attorney and a strategy was prepared. Then the files were produced and, guess what? Nothing happened! No big bill for repayment (some Doctors reported paying over $50,000 after audit). No termination of HMO privileges. NOTHING!!!
By using the C.A.L.M. Plan to identify a potential problem and resolve the problem early, this Doctor saved potentially over $10,000 in legal expense and $20,000 in claims for repayment of fees previously received.
It’s time that you started to: "Reduce Stress and Get C.A.L.M.!"
The first step:
Buy your C.A.L.M. – Level 1: Basic Legal Plan and Asset Management Evaluation
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